How long do you have left?
Every dispute runs on a clock, and most people find out about it too late to matter.
Are you running out of time?
This decides which rights and deadlines apply to you.
A deadline is the one thing in a dispute you cannot negotiate.1 How small claims works covers the route most people take on their own, and a demand letter you can fill in is the step that comes before it.
Or hand us the chasing
Working out the deadline is the easy part. Building the file, putting it to the business and following up until somebody answers is the part people stop doing.
Disclosures
- 1.Deadlines shown by the tool on this page are illustrative windows for the kind of dispute and the state selected, measured from the work rather than from the dispute. They are an estimate and not a legal opinion. Yours depend on your contract, your policy, your card issuer's rules and your state's law, and some will be shorter or longer than the window shown. Nothing the tool shows is a promise of any result or a statement about your own file. A plan tailored to your situation comes from completing our process, where we review what actually happened to you.