Total loss resources
What usually goes wrong with a total loss valuation, what a dispute is worth, and what pursuing one takes. No account, no cost.
What usually goes wrong
Inside the total loss guide
Your car was written off and the payout doesn't come close to replacing it.
- Comparables that aren't comparable
- Condition and recent work ignored
- The appraisal clause
Before you do anything else
What to gather
Most decisive first. Gather these before you contact anyone.
- The full valuation report, including every comparable and adjustment
- Your policy, in full, including the appraisal clause
- Receipts for recent maintenance, tires, or major work
- Photographs of the vehicle before the loss
- The title and service history
- Every written offer and the insurer's stated basis for it
Work it out
Calculators
What are your options actually worth?
Compare walking away, hiring an attorney, and working with us, using your own figures.
Compare what each route leaves youHow long do you have left to act?
Pick your state and the kind of dispute, and see which deadline applies and how much of it is left.
Check your deadlineHow much of your time would this take?
Everything pursuing a dispute properly involves, and roughly what each step costs you in hours.
Add up the hoursNext